.
.
.
. . .
. . .
Q1 Medicare.com Click to Enter Your Drugs and Compare Medicare Part D Plans
Powered by Q1Group LLC Powered by Q1Group LLC.
Education and Decision Support Tools for the Medicare Community
.
.
. . .
. . .
. . .
.
. Home Contact Us Enroll . .
. . MAPD PDP 2016 FAQ Blog
.
. . .
. . . . . . .
.
.
: : 2015 Medicare Part D Rx plans
: : 2015 Medicare Advantage plans
: : Browse any 2015 Drug Formulary
: : Find a Medicare plan by drug
: : Compare Medicare plans by annual cost
: : Newsletter Sign-up
. . . .


.

:: Click here to link to this page on your website
.

    Follow Q1Medicare on Twitter
.

   
. .

Questions & Answers (FAQ)

Browse the Medicare Part D "Medicare Advantage plans (MA and MAPD)" FAQs
If you still have questions, please contact us through our Online Help Desk.


Back To FAQ Home FAQ 13 of 20 in this Category Prev   Next


Question: Is there really any difference between a Medicare Part D Prescription Drug Plan and a Medicare Advantage Plan?

Answer: Yes!  A Medicare Part D plans cover only out-patient prescription drugs.  A Medicare Advantage Plan offers, at a minimum, the medically-necessary coverage of Original Medicare Part A and Medicare Part B .. and sometimes Medicare Part D prescription drugs ... plus even more.

A Medicare Advantage Plan is much more complicated than a Medicare Part D Plan where people not only need to ensure that medications and pharmacies are included in a Plan, but also favorite physicians and hospitals may also be included or excluded from the Medicare Advantage Plan.

Medicare Advantage Plans actually come in two varieties: Medicare Advantage plans with prescription drug coverage (MA-PD) and Medicare Advantage plans without prescription drug coverage (MA).

As noted, a Medicare Advantage Plans combines your Medicare A (hospitalization) and Medicare B (medical, like Doctor visits) - plus usually some additional benefits like vision or dental. If you have a MA-PD, then your Medicare Advantage plan also covers prescription drug coverage or Medicare Part D.

To enroll into a Medicare Part D prescription drug plan, you must have either Medicare Part A and/or Medicare Part B.  Medicare Part D premiums are in addition to your Medicare Part A (if any) and/or Part B premiums.

To enroll into a Medicare Advantage Plan, you must have both Medicare Parts A and B . The Medicare Advantage Plans are operated by private insurance carrier and compensated by the Federal Government. Medicare Advantage premiums are also in addition to your Medicare A and Medicare Part B premiums. Some Medicare Advantage plans do not charge much of a premium (or a $0 monthly premium) - some Medicare Advantage Plans not only have a $0 premium, but you actually get a portion of your Medicare Part B premium rebated or payed-back.   As mentioned, Medicare Advantage Plans often provide the additional prescription drug coverage (MA-PD) at a reduced or no cost.

Medicare Advantage plans can be further defined by how the private insurance carriers choose to implement the Medicare Part A and Part B coverage. Some MAs are PPO (Preferred Provider Organizations) - other MAs are organized as HMOs (Health Management Organizations) - and still other MAs are set up as PFFS (Private Fee for Service Organizations).


Did we answer your question or do you have another question? Click here to let us know.


: : 2015 PDP-Finder - Medicare Part D Plan Finder
The 2015 PDP-Finder displays Medicare Part D plan information, including plan premium, deductible, type of gap coverage and if the plan qualifies for the $0 premium for those persons with a low income subsidy (LIS).

: : Sign-up for email reminders when the 2016 Medicare plan information is available.
: : Sign-up for our Medicare Part D Newsletter.
: : Still have a question? Click here to let us know.

Back To FAQ Home FAQ 13 of 20 in this Category Prev   Next




Click the +1 button if you have found this page useful:  



.
.
.
Browse Categories
Closing the Coverage Gap
Donut Hole Discount
Medicare Plan Quality Star Ratings
Monthly Formulary Changes
General Medicare Part D
Medicare Advantage plans (MA and MAPD)
Medicare Supplements or Medigap
Before Enrolling in a Medicare prescription drug plan
Medicare Part D Enrollment
Medicare Enrollment Periods
The Late-Enrollment Penalty
Special Enrollment Periods (or SEPs)
Medicare plan Disenrollment
Switching Medicare Part D plans
Your Medicare Plan Changes (ANOC)
Living with your Medicare Part D plan
Diabetes and Diabetic Coverage
Explanation of Benefits (EOB)
Straddle Claims
Retail Drug Pricing
Lower Cash Pricing
Paying Your Premiums
Pharmacies and Part D
Traveling and Medicare Part D
Moving and Medicare Part D
The Coverage Gap or Donut Hole or Doughnut Hole
Entering the Donut Hole
Exiting the Donut Hole
Medicaid & Extra Help & LIS
Higher Incomes and Higher Payments (IRMAA)
VA and TRICARE Coverage
Other Q1Medicare.com Questions
Q1Medicare.com Tool Tips
Carriers and Companies
General Medicare
Medicare Part B
Medicare and the ACA Health Insurance Marketplace
$250 Doughnut Hole Rebate
Medicare Set Aside Arrangements



.
.

Medicare Supplements
fill the gaps in your
Original Medicare
1. Select Your State:


Quick Links
: : Sign-up for our Medicare Part D Newsletter.
: : 2015 PDP-Finder: Medicare Part D (Drug Only) Plan Finder
: : PDP-Compare: 2014/2015 Medicare Part D plan changes
: : 2015 MA-Finder: Medicare Advantage Plan Finder
: : MA-Compare: 2014/2015 Medicare Advantage plan changes
: : Drug Finder: 2015 Medicare Part D plan drug search
: : Formulary Browse: View any 2015 Medicare plan formulary
: : 2015 Browse Drugs By Letter
: : Find a 2015 Medicare plan by annual drug costs
: : PDP-Facts: 2015 Medicare Part D plan Facts & Figures
: : Medicare Part D Reminder Service: 2016
.

. . .
. . .
.
.
What’s New Most Viewed Press . .
.
. . .
.
Sitemap About Us Privacy Policy Newsletter Sign-up Blog FAQ Contact Us Terms Of Use Newsroom
. Enroll in Medicare Part D © Q1Group LLC 2005 - 2015 . .
. . .
. . .
.
.
. .

.
.
.