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What is the Income-Related Monthly Adjustment Amount (or IRMAA)?

Browse the Medicare Part D "IRMAA: Higher Incomes and Costs" FAQs
If you still have questions, please contact us through our Online Help Desk.

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Question: What is the Income-Related Monthly Adjustment Amount (or IRMAA)?

Answer: If you are a person who has higher annual earnings, the Income-Related Monthly Adjustment Amount (or IRMAA) is an additional amount that you pay for your monthly Medicare Part D prescription drug plan premiums and your monthly Medicare Part B (out-patient or doctor visit coverage) premiums.

As noted by the Social Security Administation: "[i]f you have higher income, the Medicare law requires an adjustment to your monthly Medicare Part B (out-patient medical insurance) and Medicare prescription drug coverage premiums (Medicare Part D). Higher-income beneficiaries pay higher premiums for Part B and prescription drug coverage.   This [additional premium cost] affects less than 5 percent of people with Medicare, so most people do not pay a higher premium."

As reference, here is a link our Q1Medicare.com Blog Section on the Income-Related Monthly Adjustment Amounts:

For example, here is a listing of the Medicare Part D IRMAA information for 2013:

If you have a question about your Medicare Part D
Income-Related Monthly Adjustment Amount (or IRMAA), you can click on the following link and send us an eMail:  http://www.q1medicare.com/q1group/MedicareAdvantagePartD/Helpdesk.php.

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