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FAQ(s) found under  Medicare Supplements or Medigap Showing 1 of 3 Next

I already have a Medicare Supplement Plan, can I also enroll in a Medicare Advantage Plan?
Date Added : 2009-03-26 

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Yes.  At  least in theory it is possible, but you may only be wasting money on duplicated services.

The two types of Medicare coverage do not work together to bring you more benefits.  You will  use either a Medicare Advantage Plan or your  Original Medicare A and B  plus your Medicare Supplement.

As part of the Medicare Advantage enrollment process, insurance carriers work to ensure that Medicare beneficiaries understand - and do not duplicate coverage.

As noted by the Centers for Medicare and Medicaid Services (CMS):

“If you have a Medigap policy and you are switching from the Original Medicare Plan to a Medicare Advantage Plan, you don’t need and can’t use the Medigap policy to cover deductibles, copayments, or coinsurance under the Medicare Advantage Plan. You may want to drop your Medigap policy, but you should talk to your State Health Insurance Assistance Program … and your current Medigap insurance company before you do because you may not be able to get it back.” (Choosing a Medicap Policy: A Guide to Health Insurance for People with Medicare, 
CMS)

Click here to learn more about Medicare Advantage Plans.

Do you have another question that we have not answered? Click here to let us know.





Related FAQs In This Category
•  Are Medicare Advantage Plans the same as Medicare Supplements?
•  If I am not happy in my Medicare Advantage plan, can I go back to my Original Medicare Part A and Part B or my old Medicare Supplement coverage?


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Latest Added FAQs

• I already have a Medicare Supplement Plan, can I also enroll in a Medicare Advantage Plan?
   Yes.  At  least in theory it is possible, but you may only be wasting money on duplicated ...
   Date Added : 2009-03-26    


• If I am not happy in my Medicare Advantage plan, can I go back to my Original Medicare Part A and Part B or my old Medicare Supplement coverage?
   Yes – During this Open Enrollment Period (ending Monday, March 31), you can change Medicare Ad...
   Last Update : 2009-03-26


• Are Medicare Advantage Plans the same as Medicare Supplements?
   No. Medicare Advantage plans are designed differently than Medicare Supplements or Medigap policies....
   Last Update : 2010-12-28




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