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Questions & Answers (FAQ)

Browse the Medicare Part D "General Medicare Part D" FAQs
If you still have questions, please contact us through our Online Help Desk.

Category: General Medicare Part D

Back To FAQ Home Browse All (41) FAQs in Category

Most Viewed FAQs in Category


Where can I get a Medical Power of Attorney form?
You can download a free Medical Power of Attorney form in our blog:Click here to go to our blog: Notes on Medical Power of Attorney. (http://www.q1medicare.com/q1group/Blog.php?blog_id=92)...

What is a Qualified Medicare Beneficiary (QMB) in Medicare Part D?
A  Qualified Medicare Beneficiary (QMB), according to the Centers for Medicare and Medicaid (CMS) is defined as: A Medicaid program for people with Medicare who need help in paying for Medicare ...

Is Medicare and Humana the same thing? Do they both have the same benefits? Does Humana pay more for medication than Medicare? Please explain.
First, yes, the Medicare Part D program does get a little confusing. Medicare is the government program started in 1965 by President  Johnson to provide health care for seniors citizens (over ...

What is a Medicare Savings Program?
A  Medicare Savings Program, according to the Centers for Medicare and Medicaid (CMS) is defined as: Medicaid programs that help pay some or all Medicare premiums and deductibles. (source: Med...

What is meant by the abbreviations: EA BA DS AE in the plan benefit type?
The Medicare Part D Benefit Types as shown in PDP-Facts our Part D Plan Statistics (National and State) are defined by CMS as follows:Per the 2010 CMS Call Letter: "In establishing the Part D pr...

What is a Medicare Medical Savings Account (MSA) Plan?
A  Medicare Medical Savings Account (MSA) Plan, according to the Centers for Medicare and Medicaid (CMS) is defined as: A type of Medicare Advantage Plan. Medical Savings Account (MSA) Plans hav...

What is a Medicare Advantage Special Needs Plan (SNP) and can anyone join a SNP?
Not everyone can join a SNP.  Usually anyone can join a Medicare Advantage plan that lives within the plan's service area, has Medicare Parts A & B and does not suffer from End-Stage Rendal D...

What is Step Therapy in Medicare Part D?
Step Therapy, according to the Centers for Medicare and Medicaid (CMS) is defined as: In some cases, plans require you to first try one drug before they will cover another drug for that condition. Fo...

Do people who sell Medicare drug plans have to be licensed insurance agents?
With updates in Medicare Marketing regulations, states can require individual to be state licensed,  certified, or registered to market Medicare plans.  Agents must also observe state appoin...

What are the CMS Medicare Part D prescription drug plan regions?
The Medicare Modernization Act mandated that the Centers for Medicare and Medicaid Services (CMS) establish geographic regions for the implementation of the Medicare Part D prescription drug plans (PD...

Newest FAQs in Category


I am new to Medicare. Where can I get an overview of the Medicare Part D program?
In general, Medicare Part D prescription drug plans provide insurance coverage for your prescription drugs - just like other types of insurance. Your Medicare prescription drug coverage can be prov...

What is meant by the abbreviations: EA BA DS AE in the plan benefit type?
The Medicare Part D Benefit Types as shown in PDP-Facts our Part D Plan Statistics (National and State) are defined by CMS as follows:Per the 2010 CMS Call Letter: "In establishing the Part D pr...

Medicare Part D? What is it? How do I do to get it? Who pays for it? How do I enroll?
The Medicare Part D program provides prescription drug coverage through either stand-alone Medicare prescription drug plan (PDPs) or Medicare Advantage plans that include prescription drug coverage (M...

What are the United States territories that are also covered by Medicare Part D prescription drug plans? Is there a way to see the Medicare Part D plans offered in these U.S. Territories?
There are five United States territories that are covered by the Medicare Part D program and offer stand-alone Medicare Part D prescription drug plans: American Samoa Guam the North...

Where can I get a Medical Power of Attorney form?
You can download a free Medical Power of Attorney form in our blog:Click here to go to our blog: Notes on Medical Power of Attorney. (http://www.q1medicare.com/q1group/Blog.php?blog_id=92)...

What is Public Law No: 110-275 - Medicare Improvements for Patients and Providers Act of 2008 or MIPPA?
The  Medicare Improvements for Patients and Providers Act of 2008 or MIPPA was passed in July 2008 and amends a number of sections of the existing Medicare law or, in the words of Congress, the M...

What are the CMS Medicare Part D prescription drug plan regions?
The Medicare Modernization Act mandated that the Centers for Medicare and Medicaid Services (CMS) establish geographic regions for the implementation of the Medicare Part D prescription drug plans (PD...

How many companies will be offering a Medicare Part D prescription drug plans on a national basis?
As in 2007, 17 insurance providers  offered 2008 Medicare Part D prescription drug plans on a national basis with two new entrants (Sterling Insurance Group and Universal American Financial Corpo...

What is Medicare Prescription Drug Coverage?
Medicare prescription drug coverage is insurance provided by private companies that have been approved by Medicare. Medicare prescription drug coverage is available to everyone with Medicare. Thi...

Will the drugs covered by Medicare drug plans meet the needs of both seniors and people with disabilities?
Yes. Medicare drug plans must cover drugs and/or categories of drugs that are commonly used by seniors and people with disabilities.(Source: U.S. Department of Health & Human Services)...


Back To FAQ Home Browse All (41) FAQs in Category




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