Yes, in general, a Medicare Part D prescription drug plan can cover insulin.
However, actual drug coverage and coverage cost will depend on your chosen Medicare Part D plan (or Medicare Advantage plan that includes prescription drug coverage.
For instance, you can use our Drug Finder (
Q1Rx.com) to see all stand-alone 2015 Medicare Part D plans in Michigan that cover Lantus (r).
Here is an example Drug Finder link to see the results of an example search using LANTUS 100U/ML VIAL (10 ML VIAL) (NDC: 00088222033):
You can see from the example link that 27 stand-alone Michigan Medicare Part D plans cover this medication, at varying costs from $20 to over $150 per month, again, depending on the chosen plan.
Here is an example
Drug Finder screen-shot of a few of the 2015 Medicare Part D plans covering this medication along with coverage costs and average retail costs.
You can use the Drug Finder to also search for any Medicare Advantage plans in your area that might also cover this medication. Just select MAPD, click "Search", select a Zip Code, and click "Search" again.
Contact you Medicare plan for more information
For more information about cost and coverage, you may wish to speak with your Medicare Part D plan (the toll-free Member Services number is printed on your Member ID card).
Contact Medicare for additional assistance
Alternatively, you can learn more by calling a Medicare representative at 1-800-633-4227, select the prescription drug option, and then choose the option to speak with a Medicare representative or say "representative" during the menu options. Once connected, please explain your situation to a Medicare representative and ask the Medicare representative to check on your Medicare Part D plan coverage specifically for insulin.
Medicare Advantage Special Needs Plans (SNPs) for Chronic Conditions
You can also ask a Medicare representative whether a Medicare Advantage Special Needs Plan (or SNP) especially designed for diabetics is available in your Service Area (usually Zip Code or County). If available in your area, you may find that, since the Medicare Advantage plan is created for a particular chronic illness, the MAPD SNP plan may offer insulin at a reduced coverage cost as a formulary tier such as: "Select Care Drugs" or "Select Diabetic Drugs".