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Medicare.gov Tutorial

Find a 2013 Stand-Alone Medicare Part D Prescription Drug Plan

PDP-Finder shows basic details for all 2013 Medicare Part D Plans.

Not sure where to begin? Just "click" on your state to see all 2013 Medicare Part D plans:

AK AL AR AS AZ CA CO CT DC DE FL GA GU HI IA ID IL IN IS KS KY LA MA MD ME MI MN MO MS
MT NC ND NE NH NJ NM NV NY OH OK OR PA PR RI SC SD TN TX UT VA VI VT WA WI WV WY

Choose Your Medicare Part D Prescription Drug Plan Preferences

State*
Plan Family:	1:	2:
Other Options:	National Plans 5-star rated plans Limit Search to 5 Plans
Maximum Premium:	$	max: $166
Maximum Deductible:	$	max: $325
Max. Co-pay Tier 1 (Generics):	$	Ex: enter 0 to show plans with a $0 Tier 1 Co-pay
Type of Gap Coverage:
Full Low-Income Subsidy? See Amounts
Additional Info:
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2013 PDP-DrugFinder (Formulary Drug Search)

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Create a Medicine Cabinet & Compare 2013 Plans

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There are 33 Stand-Alone 2013 Medicare Part D plans that meet your criteria.

Click below to access enrollment options (including download, online, and telephone).

2013 Medicare Part D Plan Information Click here to jump to the Chart Legend & Search Tips
Plan Name			Monthly Prem.	Deduct- ible	(Donut Hole) Gap Coverage	$0 Prem. with Full LIS?	Plan ID	Preferred Pharmacy Copay/ Coinsurance 30-Day Supply	Total Formulary Drugs
Cust. Service Rating	Member Plan Exper.	RxCost Info Rating
AARP MedicareRx Saver Plus (PDP)			$15.00	$325	No Gap Coverage	Yes	S5921 -357	Preferred Generic: $1.00 Non-Preferred Generic: $2.00 Preferred Brand: $25.00 Non-Preferred Brand: $45.00 Specialty Tier: 25%	3192 Browse Formulary

Humana Walmart-Preferred Rx Plan (PDP)			$18.50	$325	No Gap Coverage	Yes	S5884 -106	Preferred Generics: $1.00 Non-Preferred Generics: $4.00 Preferred Brand: 20% Non-Preferred Brand: 35% Specialty: 25%	3114 Browse Formulary

SilverScript Choice (PDP)			$29.10	$0	No Gap Coverage	No	S5601 -121	Generics: $0.00 Preferred Brands: $34.00 Non-Preferred Brand Drugs: 35% Specialty: 33%	2875 Browse Formulary

First Health Part D Value Plus (PDP)			$30.50	$0	No Gap Coverage	No	S5768 -135	Preferred Generic Drugs: $0.00 Preferred Brand Drugs: $35.00 Non-Preferred Brand Drugs: $70.00 Specialty Tier Drugs: 33%	3061 Browse Formulary

Windsor Rx (PDP)			$31.00	$325	No Gap Coverage	Yes	S2505 -001	Generic: $6.00 Preferred Brand: $38.00 Non-Preferred Brand: $80.00 Specialty Tier: 25%	2542 Browse Formulary

Plan Name			Monthly Prem.	Deduct- ible	Gap Coverage	$0 Prem LIS?	Plan ID	Preferred Pharmacy Copay/ Coinsurance	Total Drugs
Service	Exper.	CostInfo
Aetna CVS/pharmacy Prescription Drug Plan (PDP)			$32.10	$325	No Gap Coverage	Yes	S5810 -046	Preferred generic: $2.00 Non-preferred generic: $5.00 Preferred brand: $40.00 Non-preferred brand: 44% Specialty: 25%	3183 Browse Formulary

SmartD Rx Saver (PDP)			$33.20	$325	No Gap Coverage	Yes	S0064 -012	Preferred Generics: $0.00 Non-preferred Generics: $20.00 Preferred Brands: $34.00 Non-preferred Brands: $85.00 Specialty: 25%	3178 Browse Formulary
new	new	new
Cigna Medicare Rx Plan One (PDP)			$33.50	$325	No Gap Coverage	Yes	S5617 -220	Preferred Generic Drugs: $0.00 Non-Preferred Generic Drugs: $8.00 Preferred Brand Drugs: $29.00 Non-Preferred Brand Drugs: $75.00 Specialty Tier: 25%	3392 Browse Formulary

EnvisionRxPlus Silver (PDP)			$33.50	$325	No Gap Coverage	Yes	S7694 -012	Preferred Generic: 25% Non-Preferred Generic: 25% Preferred Brand: 23% Non-Preferred Brand: 28% Specialty Tier: 25%	2671 Browse Formulary

SilverScript Basic (PDP)			$33.70	$325	No Gap Coverage	Yes	S5601 -024	Generics: $2.00 Preferred Brands: 24% Non-Preferred Brand Drugs: 49% Specialty: 33%	2875 Browse Formulary

Reader's Digest Value Rx (PDP)			$34.50	$325	No Gap Coverage	Yes	S0128 -013	Preferred Generic: $1.00 Non-preferred Generic: $2.50 Preferred Brand: $34.00 Non-preferred Brand: 27%	3042 Browse Formulary
new	new	new
Plan Name			Monthly Prem.	Deduct- ible	Gap Coverage	$0 Prem LIS?	Plan ID	Preferred Pharmacy Copay/ Coinsurance	Total Drugs
Service	Exper.	CostInfo
United American - Select (PDP)			$34.70	$325	No Gap Coverage	Yes	S5755 -083	Preferred Generic Drugs: $1.00 Non-Preferred Generic Drugs: $4.00 Preferred Brand Name Drugs: $30.00 Non-Preferred Brand Name Drugs: $95.00 Specialty Drugs: 25%	3066 Browse Formulary

Express Scripts Medicare - Value (PDP)			$34.90	$325	No Gap Coverage	Yes	S5660 -114	Preferred Generic Drugs: $4.00 Non-Preferred Generic Drugs: $6.00 Preferred Brand Drugs: 25% Non-Preferred Brand Drugs: 50% Specialty Tier Drugs: 25%	3277 Browse Formulary

First Health Part D Premier (PDP)			$35.30	$325	No Gap Coverage	Yes	S5768 -015	Preferred Generic Drugs: $1.00 Preferred Brand Drugs: 25% Non-Preferred Brand Drugs: 45%	3052 Browse Formulary

HealthSpring Prescription Drug Plan -Reg12 (PDP)			$35.30	$325	No Gap Coverage	Yes	S5932 -001	Forumlary Drugs: 25%	2985 Browse Formulary

WellCare Classic (PDP)			$36.10	$0	No Gap Coverage	No	S5967 -149	Preferred Generic: $5.00 Preferred Brand: $41.00 Non-Preferred Brand: $94.00 Specialty Tier: 33%	2762 Browse Formulary

WellCare Extra (PDP)			$39.10	$0	Many Generics	No	S5967 -184	Preferred Generic: $0.00 Non-Preferred Generic: 25% Preferred Brand: 25% Non-Preferred Brand: 50% Specialty Tier: 33%	2762 Browse Formulary

Plan Name			Monthly Prem.	Deduct- ible	Gap Coverage	$0 Prem LIS?	Plan ID	Preferred Pharmacy Copay/ Coinsurance	Total Drugs
Service	Exper.	CostInfo
AARP MedicareRx Preferred (PDP)			$41.70	$0	No Gap Coverage	No	S5820 -011	Preferred Generics: $3.00 Non-Preferred Generic: $5.00 Preferred Brand: $40.00 Non-Preferred Brand: $85.00 Specialty Tier: 33%	3724 Browse Formulary

BlueRx Option I (PDP)			$46.10	$325	No Gap Coverage	No	S1030 -006	Preferred Generic: $4.00 Non-Preferred Generic: $8.00 Preferred Brand: $35.00 Non-Preferred Brand: $85.00 Specialty Tier: 25%	2840 Browse Formulary

Humana Enhanced (PDP)			$47.10	$0	No Gap Coverage	No	S5884 -001	Preferred Generic: $2.00 Non-Preferred Generic: $5.00 Preferred Brand: $41.00 Non-Preferred Brand: $90.00 Specialty: 33%	3778 Browse Formulary

EnvisionRxPlus Gold (PDP)			$54.00	$150	Some Generics	No	S7694 -083	Preferred Generic: $2.00 Non-Preferred Generic: $5.00 Preferred Brand: $25.00 Non-Preferred Brand: 30% Specialty Tier: 29%	2723 Browse Formulary

United American - Enhanced (PDP)			$55.90	$80	No Gap Coverage	No	S5755 -015	Preferred Generic: $1.00 Non-Preferred Generic: $1.00 Preferred Brand: $40.00 Non-Preferred Brand: $95.00 Specialty: 29%	3277 Browse Formulary

MedicareRx Rewards Standard (PDP)			$56.70	$325	No Gap Coverage	No	S5960 -118	Preferred Generic: $2.00 Non-Preferred Generic: $7.00 Preferred Brand: $30.00 Non-Preferred Brand: $85.00 Injectable Drugs: 25% Specialty Tier: 25%	2705 Browse Formulary

Plan Name			Monthly Prem.	Deduct- ible	Gap Coverage	$0 Prem LIS?	Plan ID	Preferred Pharmacy Copay/ Coinsurance	Total Drugs
Service	Exper.	CostInfo
Cigna Medicare Rx Plan Two (PDP)			$74.00	$0	Few Generics	No	S5617 -182	Preferred Generic Drugs: $0.00 Non-Preferred Generic Drugs: $10.00 Preferred Brand Drugs: $45.00 Non-Preferred Brand Drugs: $90.00 Specialty Tier: 33%	3550 Browse Formulary

SmartD Rx Plus (PDP)			$76.00	$0	Some Generics	No	S0064 -047	Preferred Generics: $0.00 Non-preferred Generics: $20.00 Preferred Brands: $34.00 Non-preferred Brands: $85.00 Specialty: 25%	3178 Browse Formulary
new	new	new
Express Scripts Medicare - Choice (PDP)			$82.80	$200	Many Generics	No	S5660 -182	Generic Drugs: $8.00 Preferred Brand Drugs: $45.00 Non-Preferred Brand Drugs: $95.00 Specialty Tier Drugs: 28%	3305 Browse Formulary

AARP MedicareRx Enhanced (PDP)			$89.40	$0	Some Generics and Some Brands	No	S5921 -153	Preferred Generic: $2.00 Non-Preferred Generic: $5.00 Preferred Brand: $40.00 Non-Preferred Brand: $76.00 Specialty Tier: 33%	4852 Browse Formulary

BlueRx Option II (PDP)			$91.60	$0	No Gap Coverage	No	S1030 -001	Preferred Generic: $4.00 Non-Preferred Generic: $8.00 Preferred Brand: $40.00 Non-Preferred Brand: $65.00 Specialty Tier: 33%	3663 Browse Formulary

SilverScript Plus (PDP)			$100.40	$0	Many Generics and Some Brands	No	S5601 -025	Generics: $0.00 Preferred Brands: $34.00 Non-Preferred Brand Drugs: 35% Specialty: 33%	2875 Browse Formulary

Plan Name			Monthly Prem.	Deduct- ible	Gap Coverage	$0 Prem LIS?	Plan ID	Preferred Pharmacy Copay/ Coinsurance	Total Drugs
Service	Exper.	CostInfo
Aetna Medicare Rx Premier (PDP)			$101.90	$0	Many Generics and Some Brands	No	S5810 -182	Preferred generic: $5.00 Non-preferred generic: $33.00 Preferred brand: $45.00 Non-preferred brand: 0% Specialty: 25%	3250 Browse Formulary

First Health Part D Premier Plus (PDP)			$102.50	$0	Some Generics and Some Brands	No	S5670 -066	Preferred Generic Drugs: $0.00 Non-Preferred Generic Drugs: $20.00 Preferred Brand Drugs: 25% Non-Preferred Brand Drugs: 44% Specialty Drugs: 33%	3118 Browse Formulary

MedicareRx Rewards Plus (PDP)			$104.20	$0	Few Generics	No	S5960 -148	Preferred Generic: $4.00 Non-Preferred Generic: $7.00 Preferred Brand: $45.00 Non-Preferred Brand: $90.00 Injectable Drugs: 33% Specialty Tier: 33%	2971 Browse Formulary

Humana Complete (PDP)			$113.80	$0	Some Generics and Some Brands	No	S5884 -040	Preferred Generic: $4.00 Preferred Brand: $36.00 Non-Preferred Brand: $70.00 Specialty: 33%	3792 Browse Formulary

A few notes to help with the understanding of the 2013 Medicare Part D Prescription Drug Plan chart above and Search Tips to help you narrow down your list of plans to those that best meet your needs.

Plan Name: This is the official plan name from CMS. The same plan name generally has a different plan id in each state. (Search Tip: If you would like to reduce the plans shown to just plans for one or two specific carriers, you can select the carrier name in the "Plan Family" fields 1 and 2. Select the empty (blank) option at the top of the list to remove the criteria. You can also click the "National Plans" checkbox to limit your search to just national plans.)

CMS Plan Ratings: these are found under the Plan Name at the left side of the chart.

This is a 1 to 5 star rating system with five (5) stars as excellent, four (4) stars as very good, three (3) stars as good, two (2) stars as fair and one (1) star as poor.

Cust. Service Rating - Drug Plan Customer Service - Medicare and members rate the drug plan and how well a drug plan provides customer service.

This category includes measures of how drug plans rate on the following areas:
- Time on Hold When Customer and Pharmacist Calls Drug Plan.
- Calls Disconnected When Customer and Pharmacist Calls Drug Plan.
- Drug Plan’s Timeliness in Giving a Decision for Members Who Make an Appeal.
- Fairness of Drug Plan’s Denials to a Member’s Appeal, Based on an Independent Reviewer.

Member Plan Exper. - Member Experience with Drug Plan - This category shows how well drug plans make prescription drugs available to their members.

This category includes measures of how drug plans rate on the following areas:
- Drug Plan Provides Information or Help When Members Need It.
- Members’ Overall Rating of Drug Plan.
- Members’ Ability to Get Prescriptions Filled Easily When Using the Drug Plan.

RxCost Info Rating - This category shows how well drug plans are doing with pricing prescriptions and providing information on the Medicare website.

This category includes measures of how drug plans rate on the following areas:
- Completeness of the Drug Plan’s Information on Members Who Need Extra Help.
- Drug Plan Provides Current Information on Costs and Coverage for Medicare’s Website (the same data is used on this Q1Medicare.com).
- Drug Plan’s Prices that Did Not Increase More Than Expected During the Year.
- Drug Plan’s Prices on Medicare’s Website (and this website) Are Similar to the Prices Members Pay at the Pharmacy.
- Drug Plan’s Members 65 and Older Who Received Prescriptions for Certain Drugs with a High Risk of Side Effects, when There May Be Safer Drug Choices.

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Monthly Premium: This is the amount you must pay each month to use the plan. This monthly premium must be paid even if you are in the initial deductible phase or the coverage gap (donut hole) phase. (Search Tip: If you would like to reduce the plans shown to just plans under a certain premium, enter this value in the "Maximum Premium" field.)
Deductible: This is the $325 deductible that was presented in the CMS Standard Plan. Many provider’s plans do not have a deductible, however the premium may be higher. (Search Tip: If you would like to reduce the plans shown to just plans with a deductible under a certain value, enter this value in the "Maximum Deductible field" field.)
Gap Coverage: the Donut Hole: In the CMS Standard Plan, the beneficiary must pay the next $3763.75 in drug costs (the Donut Hole). The Healthcare Reform provides that for Plan Year 2013, ALL formulary generics will have at least a 21% discount and ALL brand drugs will have at least a 52.5% discount in the coverage gap. The Gap Coverage Types discussed in this section are in addition to the Healthcare Reform mandated discounts. In our chart, you will see one of the following:
- No Gap Coverage: you must pay the $3763.75;
- Few Generics: less than 10% of formulary generics are covered, but you must pay for Brand Drugs up to $3763.75;
- Some Generics: 10% to 65% of formulary generics are covered, but you must pay for Brand Drugs up to $3763.75;
- Many Generics: 65% to 100% of formulary generics are covered, but you must pay for Brand Drugs up to $3763.75;
- All Generics : All formulary Generics are covered, but you must pay for Brand Drugs up to $3763.75;
- Many Generics & Some Brands: These Medicare prescription drug plans cover 65% to 100% of formulary generics and a some (10% to 65%) of Brand drugs on the plan’s formulary.
- Some Generics & Some Brands: These Medicare prescription drug plans cover 10% to 65% of Generic and Brand drugs on the plan’s formulary. (Search Tip: If you would like to reduce the plans shown to just plans with a certain type of gap coverage, select this type of coverage in the "Type of Gap Coverage" field.)
$0 Premium with Full LIS - Does the plan Qualify for $0 Premium with Full Low-Income Subsidy?: If Yes is in the field, then you would pay a $0 premium if you have a Full Low-Income Subsidy (LIS). If No is in the field, then you would be responsible for the difference between what the state provides as the Full Low-Income Subsidy and the actual cost of the plan even if you have a Full Low-Income Subsidy. (Search Tip: If you would like to reduce the plans shown to just plans that qualify for the $0 premium (Benchmark plans), select "Yes..." in the "Full Low-Income Subsidy?" field.)
Plan ID: This is the unique id for this particular plan.

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Copay / Coinsurance - Cost Sharing - These figures apply to the initial coverage phase of your plan. This is the phase after the initial deductible has been met and before you reach the Coverage Gap (Donut Hole). Plans often cover drugs in "tiers". Tiers are specific to the list of drugs covered by the plan. Plans may have several tiers, and the copay for a drug depends on which tier the drug is in. Plans can form their own tiers, so you should contact the plan or reference it’s summary of benefits to find out what copays and limitations are associated with each tier. These cost sharing figures DO NOT necessarily apply to the Coverage Gap. The plan may have a separate copay/coinsurance for the same drug while in the Coverage Gap. (Search Tip: If you would like to reduce the plans shown to just plans that have a tier 1 (Generics) co-pay of up to a certain value (ex: $0 co-pay), enter the value (ex: 0) in the "Max. Co-pay Tier 1 (Generics)" field.)

Additional Information Fields:
You can select one of the following additional pieces of plan information to display (Search Tip: to change the type of information shown in the last column of the chart, select the data to be shown in the "Additional Info" field.)

Total Formulary Drugs (default) - This is the total number of medications on the plans formulary or drug list. For 2013 Medicare Part D plans, the smallest formulary is the EnvisionRxPlus Silver (PDP) formulary with 2,380 total medications and the largest formulary is the AmeriHealth Rx Option II formulary (PA & WV) with 4,985 total formulary drugs. This total drug count does not include "Bonus Drugs". These are non-Medicare Part D drugs which are covered by the plan, however they do not count toward your plan deductible, retail drug cost, or TrOOP.
Offers Mail Order - "Yes" is displayed if this plan offers mail order on any medications. It does NOT mean that ALL medications are available through mail order.
Members in This State (updated: April 2013 figures) - This is the total number of members in this plan for this CMS Region. For regions which contain more than one state, this is the total for all of those states combined. We are showing the latest Medicare Part D plan enrollment figures. We update this figure as new enrollment statistics are released by Medicare.
Members Nation Wide (updated: April 2013 figures) - This is the total number of member for this plan in all CMS Regions (States) combined. We are showing the latest Medicare Part D plan enrollment figures. We update this figure as new enrollment statistics are released by Medicare.

Initial Coverage Limit (ICL) - The initial coverage limit phase of a Medicare Part D plan is the phase AFTER the initial deductible is met (if the plan has an initial deductible) and BEFORE the coverage gap (or donut hole) begins. The ICL is the phase of the prescription drug plan during which you and your plan share your prescription costs. During this phase you will pay either a co-payment (a flat fee per prescription) or co-insurance (a percentage of the drug cost). The details of the cost-sharing for the plan are shown in the Cost-Sharing column directly to the left of this column. The CMS standard Initial Coverage Limit for 2013 is $2970 and increases each year.
National or Regional Plans - This column simply displays the word "National" if the plan is sponsored by a national carrier or "Regional" if the plan sponsor is a regional carrier.

(Chart Source: various files provided by the Centers for Medicare and Medicaid Services along with data from the Medicare.gov website plan finder.)

Please note: The above plan information comes from CMS. We make every attempt to keep our information up-to-date with plan/premium changes. However, we cannot guarantee the accuracy of this information.

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