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2009 PDP-Planner:
Medicare Part D Doughnut Hole Calculator

Try one of our examples or your own scenerio ->
Example 1 illustrates how the doughnut hole (coverage gap) works when the beneficiary only has monthly Rx costs. Example 2 showns that if the same monthly costs are paid on a quarterly basis, the total retail costs do not change, however, when one enters and leaves the coverage gap does changes. Example 3 shows an example of how to enter you medication costs if they are not consistent.
Examples
1. Monthy Rx Costs only
2. Quarterly Rx Costs only
3. Combination of Rx Costs
Your Own Rx Cost Scenerio
OR Enter Your Average Prescription Drug Costs:*
This is the actual retail cost of your covered prescriptions.
Do not include non-covered prescriptions or non-prescription medications (ex: asprin or over-the-counter vitamins).

We will add all of these costs together to determine your total annual retail prescription costs. Since we do not know when you are making these non-regular purchases, we will place these payments starting in month 1. You can find these values on your regular Medicare Part D plan statements or if you already know the annual costs, just enter the value in the annual costs field.
Paid Monthly:
Paid Quarterly:
Paid Semi-Annually:
Paid Annually:
Enter Your Plans Deductible:
If your plan has a deductible, please enter it here.
The 2010 standard deductible is $310.
The month inwhich your plan started usually January:*
Most plans start in January. If you are just turning 65 or a Medicaid recipient, your plan may start in a month other than January.
Enter your monthly premium, to have it calculated into the total:
 



:: See our Medicare Part D Plan Overview by State to review features and premiums of plans available in your state.


Calculators Available:

Plan Out of Pocket Cost Calculators:   2006 | 2007 | 2008 | 2009 | 2010

Doughnut Hole Calculators:   2006 | 2007 | 2008 | 2009 | 2010
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This Q1Medicare.com Doughnut Hole calculator is based on the CMS Standard Benefit Medicare Part D plan and designed to estimate when a Medicare Part D beneficiary would (1) enter and exit the coverage gap and (2) the potential prescription costs for the year. The actual time when a Medicare Part D beneficiary enters the Doughnut Hole and the costs associated with the plan may vary depending on the chosen Medicare Part D plan.
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Last updated on: 07/05/2009

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