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Medicare Part D Plan Comparison by Drug Costs
Notes:
The plan comparison tool featured on this page is provided by DestinationRx and was designed to help you compare selected stand-alone Medicare Part D prescription drug plans, Medicare Advantage Plans with prescription drug coverage (also known as MAPDs), Medicare Advantage Plans without prescription drug coverage (or MAs), and some types of Medicare Supplements or Medigap Plans. The Medicare Part D and Medicare Advantage plans participating in this online tool are being offered from such companies as Aetna, Cigna, and Humana. A complete list of all Medicare Part D plans found in your state can be found here: PDP-Finder. A complete list of all Medicare Advantage plans offered in your county can be found here: MA-Finder.
The Annual Enrollment Period (AEP) for Stand Alone Prescription Drug Plans (PDPs) is Nov. 15 - Dec 31 of each year with the newly selected plan taking effect Jan 1 of the following year. Anyone eligible for Medicare Part A and/or Part B can enroll or switch Medicare Part D plans during the AEP.
The Open Enrollment Period (OEP) for Medicare Advantage Plans with Prescription Drug Coverage (MAPDs) is Jan 1. - Mar. 31 of each year. Anyone eligible for Medicare Part A and/or Part B can enroll or switch MAPDs during the OEP.
People who are new to Medicare have a seven (7) month period (called an Initial Enrollment Period) to enroll in a Medicare Part D plan. This window begins 3 months before your month of eligibility, and includes your month of eligibility and three months thereafter. Example: If you turn 65 on July 13th. Your month of Medicare eligibility is July. Your Initial Enrollment Period (IEP) is April to October. If you were to enroll between April 1 and June 31, your plan would take effect on July 1. If you enroll between July 1 and October 31, your plan would take effect the first day of the month after you enroll.
A Special Enrollment Period (SEP) occurs in certain situations allowing some the enroll or switch plans outside of the AEP/OEP. Click here for a list of SEPs.
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