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Medicare Cost Plans

Medicare Cost Plans are a type of HMO that are available in certain areas of the country.
In a Medicare Cost Plan
  • you can join even if you only have Part B.
  • if you go to a non-network provider, the services are covered under the Original Medicare Plan. You would pay the Medicare Part A and Part B Coinsurance and Deductibles.
  • you can join a Medicare Cost Plan anytime it's accepting new members.
  • you can leave a Medicare Cost Plan anytime and return to the Original Medicare Plan.
  • you can either get your Medicare prescription drug coverage from the plan (if offered), or you can buy a stand-alone Medicare Prescription Drug Plan (Part D) to add prescription drug coverage.

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(Primary Source: Centers for Medicare and Medicaid Services - Medicare and You Handbook. This content may have been added upon by Q1Group LLC to include further examples, explanations, and links.)
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