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How do I switch my Medicare Advantage Plan or Medicare Prescription Drug Plan?

You can switch your plan in one of three ways:
  1. Join another plan.
  2. Write or call the plan you want to join.
  3. Call 1-800-MEDICARE (1-800-633-4227). TTY users should call 1-877-486-2048.


If you want to switch from a Medicare Advantage Plan to the Original Medicare Plan, you need to contact your current plan or call 1-800-MEDICARE (1-800-633-4227).

If you want to buy a Medigap Policy, simply signing up for the Medigap policy won't end your Medicare Advantage Plan coverage. You must disenroll. In some cases, you may have certain Medigap protections that give you the right to buy a Medigap policy, but in other cases, you may not be able to buy any Medigap policy. Your rights to buy a Medigap policy can vary by state. If you want to talk to someone who can help you decide what to do, call your State Health Insurance Assistance Program (see Other Important Medicare Contacts for their telephone number).

If you want to switch to a new Medicare Advantage Plan, simply join the new Medicare Advantage Plan that you want. You don't need to tell your old Medicare Advantage Plan you are leaving or send them anything. You will be disenrolled automatically from your old Medicare Advantage Plan when your new Medicare Advantage Plan coverage begins. You should get a letter from your new Medicare Advantage Plan telling you when your coverage starts.

Rules for joining and switching Medicare Cost Plans, Demonstrations, Pilot Programs, and PACE plans .
Rules for joining and switching Medicare Cost Plans, Demonstrations, Pilot Programs, and PACE plans may be different. Call the plan for more information or See:
:: Other Medicare Plans
:: Medicare Cost Plans
:: Demonstrations/Pilot Programs
:: PACE (Programs of All-inclusive Care for the Elderly)
:: Government Insurance - Federal Employee Health Benefits Program (FEHBP)


(Primary Source: Centers for Medicare and Medicaid Services - Medicare and You Handbook 2007. This content may have been added upon by Q1Group LLC to include further examples, explanations, and links.)


Last updated on: 07/05/2009

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