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Questions & Answers (FAQ)
The categories of Frequently Asked Questions (FAQs) can be found to the right. Simply click on one of the questions below or a category to the right.
| I want to keep my current plan for next year. What do I do? |
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Each year you will have the opportunity to change your Medicare prescription drug coverage and Medicare Advantage plan coverage and if you wish to keep your current Medicare Part D Prescription Drug plan or your Medicare Advantage plan next year, you do not have to do anything.
If your Medicare Advantage plan or Medicare Part D prescription drug plan is offered next year and you make no enrollment decision, you will be automatically re-enrolled in the same plan that will start on January 1st.
However, your current Medicare plan can (and probably will) change every year. Please be sure that you understand the changes in your plan for next year. Remember, many things can change in your Medicare Part D or Medicare Advantage plan, including:
- monthly premiums
- initial deductibles
- coverage limits
- prescription drugs that are covered
- doughnut hole coverage
- utilization management criteria like Prior Authorization or Quantity Limits.
Medicare Part D plan and Medicare Advantage plan changes are outlined in the rather long Annual Notice of Change (ANOC) letter that you are sent every October.
Another quick way to view the changes in your Medicare prescription drug plan (or PDP) is to use our online PDP-Compare. To start, just select your state and then type in a portion of your Part D plan name - for example, you can type "Well" or "WellCare" for the "WellCare" plans to see changes just in your state's WellCare prescription drug plans. (After entering the name, be sure to click on the "Search" button.
To see changes in all Medicare Part D prescription drug plans in your state, just choose only your state and click on "Search".
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Life Insurance plays an important role in your families financial stability.
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Enroll 2010
